American Psychological Association 6th edition

Huang, Y., & Zhang, J. (2025). Fintech Innovations in Service: 24/7/365 Interbank Settlement. Journal of the Knowledge Economy, 16(6), 18559-18582. https://doi.org/10.1007/s13132-025-02637-5

ISO-690 (author-date, English)

HUANG, Yuanzhi and ZHANG, Jingwen, 2025. Fintech Innovations in Service: 24/7/365 Interbank Settlement. Journal of the Knowledge Economy. 1 December 2025. Vol. 16, no. 6, p. 18559-18582. DOI 10.1007/s13132-025-02637-5.

Modern Language Association 9th edition

Huang, Y., and J. Zhang. “Fintech Innovations in Service: 24/7/365 Interbank Settlement”. Journal of the Knowledge Economy, vol. 16, no. 6, Dec. 2025, pp. 18559-82, https://doi.org/10.1007/s13132-025-02637-5.

Mohr Siebeck - Recht (Deutsch - Österreich)

Huang, Yuanzhi/Zhang, Jingwen: Fintech Innovations in Service: 24/7/365 Interbank Settlement, Journal of the Knowledge Economy 2025, 18559-18582.

Emerald - Harvard

Huang, Y. and Zhang, J. (2025), “Fintech Innovations in Service: 24/7/365 Interbank Settlement”, Journal of the Knowledge Economy, Vol. 16 No. 6, pp. 18559-18582.

Warning: These citations may not always be 100% accurate.