American Psychological Association 6th edition

Prabhu, S. M., Subramanyam, N., Krishnan, S. P., & Sachidanand, B. (2025). Decentralized digital currency system using Merkle hash trees. Journal of Banking and Financial Technology: An Official Journal of the Institute for Development and Research in Banking Technology, 1-31. https://doi.org/10.1007/s42786-025-00059-0

ISO-690 (author-date, English)

PRABHU, Shreekanth M., SUBRAMANYAM, Natarajan, KRISHNAN, Shreya P. and SACHIDANAND, Brindavana, 2025. Decentralized digital currency system using Merkle hash trees. Journal of Banking and Financial Technology: An Official Journal of the Institute for Development and Research in Banking Technology. 12 September 2025. P. 1-31. DOI 10.1007/s42786-025-00059-0.

Modern Language Association 9th edition

Prabhu, S. M., N. Subramanyam, S. P. Krishnan, and B. Sachidanand. “Decentralized Digital Currency System Using Merkle Hash Trees”. Journal of Banking and Financial Technology: An Official Journal of the Institute for Development and Research in Banking Technology, Sept. 2025, pp. 1-31, https://doi.org/10.1007/s42786-025-00059-0.

Mohr Siebeck - Recht (Deutsch - Österreich)

Prabhu, Shreekanth M./Subramanyam, Natarajan/Krishnan, Shreya P./Sachidanand, Brindavana: Decentralized digital currency system using Merkle hash trees, Journal of Banking and Financial Technology: An Official Journal of the Institute for Development and Research in Banking Technology 2025, 1-31.

Emerald - Harvard

Prabhu, S.M., Subramanyam, N., Krishnan, S.P. and Sachidanand, B. (2025), “Decentralized digital currency system using Merkle hash trees”, Journal of Banking and Financial Technology: An Official Journal of the Institute for Development and Research in Banking Technology, pp. 1-31.

Warning: These citations may not always be 100% accurate.